How to Check Your Vehicle’s Insurance Status Online
Under the Motor Vehicles Act 1988, it is mandatory for all motorists to carry a valid vehicle insurance policy to drive legally in the country. Failure to comply can lead to heavy penalties. As motor insurance policies need periodic renewal, it can be easy to overlook the renewal date. Thankfully, you can quickly check your car insurance status online using simple methods.
Methods to Check Your Vehicle Insurance Status Online
1. Using the Insurance Information Bureau (IIB) Web Portal: The IIB database contains insurance policy information for policies issued after April 1, 2010. Follow these steps to retrieve your policy details:
- Step 1: Visit the IIB Web Portal
- Step 2: Enter the necessary details such as vehicle registration number, accident date, name, email ID, and address.
- Step 3: Click ‘Submit’.
- Step 4: The insurance policy linked to the provided details will be displayed on the screen.
Tip: If you cannot find your policy, try entering your vehicle’s engine and chassis number.
2. Using VAHAN E-Services: VAHAN E-services is another reliable way to check your vehicle insurance policy details:
- Step 1: Visit the VAHAN E-services portal and select ‘Know Your Vehicle Details’.
- Step 2: Input your vehicle’s registration number and verification code.
- Step 3: Click on ‘Search Vehicle’.
- Step 4: The screen will display the insurance policy expiry date and other vehicle details.
3. Using a QR Code: The IRDAI mandates that all insurance policies must include a QR code. Traffic officers use these codes to verify insurance authenticity. If you have a photo or copy of the QR code associated with your policy, scan it to check your car insurance status online.
Additional Support from Your Insurer
For further assistance, you can access your insurer’s website and log in as a customer to find policy details. Alternatively, contact your insurance provider’s helpline for help. Regularly renewing your vehicle insurance ensures that you continue to receive all policy benefits.
Important Note
Always be cautious of fraudulent phone calls and deceptive offers. IRDAI and its officials do not participate in selling policies, offering bonuses, or investing premiums. Report suspicious calls to the police.