Our Services
Life Insurance
Life insurance, is an assurance in the Commonwealth of Nations, is an agreement between a policyholder and an insurer in which the insurer commits to providing a designated beneficiary with a specified sum of money upon the insured person’s death. In some cases, the contract may also cover terminal or critical illness, triggering a payout under those conditions. The policyholder usually pays a premium, which may be structured as regular payments or a one-time lump sum. Benefits can also extend to cover additional costs, such as funeral expenses.
National Pension System
The National Pension System (NPS) is a defined-contribution pension scheme in India, overseen by the Pension Fund Regulatory and Development Authority (PFRDA), which operates under the Ministry of Finance, Government of India. The PFRDA established the National Pension System Trust (NPS Trust) under the Indian Trusts Act of 1882 to manage the assets and funds within the scheme, ensuring they are handled in the best interest of the subscribers.
Bond & Loan
A bond is a fixed-income investment product where individuals lend money to a government or company at a specified interest rate for a set period. In return, the entity pays the bondholder interest along with the original principal amount upon maturity.
Bonds are commonly issued by companies, municipalities, states, and national governments to fund various projects and operations. The holders of bonds are considered debtholders or creditors of the issuing entity. Bond agreements specify the maturity date when the principal is due for repayment and typically outline the terms for fixed or variable interest payments made by the issuer.
Property Insurance
Property insurance offers financial compensation to an owner or tenant for damage or theft affecting a structure and its contents. Additionally, it can cover liability for injuries sustained by others on the property.
Property insurance encompasses various types of policies, including homeowners insurance, renters insurance, flood insurance, and earthquake insurance. Homeowners and renters insurance policies typically cover both structural damage and personal property. However, high-value and costly personal items are often excluded from standard coverage and require an additional policy extension known as a rider. In the event of a claim, the property insurance policy compensates the policyholder either for the actual cash value of the damage or the replacement cost needed to resolve the issue.
Health Insurance
Health insurance is an agreement between an individual and an insurance provider, offering financial coverage for healthcare expenses. The policyholder pays regular premiums, and in return, the insurer covers various medical services.
Portfolio Management Services(PMS) SerM((
Portfolio Management Services (PMS) provide tailored investment solutions designed to assist investors in achieving their financial objectives.
Asset Insurance SerM((
Asset insurance acts as a safety net, protecting against unexpected damage to physical assets. It covers the cost of repairing or replacing your company’s physical property, including buildings, equipment, inventory, furniture, and fixtures, in the event of damage from incidents such as fire, theft, or other covered disasters. This type of insurance is an essential component of any risk management strategy, ensuring the security of your business’s core operations.
Fire Insurance SerM((
Fire insurance is a type of property insurance that provides coverage for damages and losses resulting from fire. While standard property insurance policies often include some level of fire protection, homeowners can opt to purchase additional fire insurance to ensure more comprehensive coverage if their property is damaged or lost due to fire.
This additional fire coverage helps cover the costs associated with replacing, repairing, or rebuilding property that exceeds the limits of a basic property insurance policy. Fire insurance policies generally include exclusions for certain risks, such as damage from war, nuclear hazards, and other similar perils. Additionally, damage from fires set intentionally is typically not covered.
Corporate Fixed Deposit
A corporate fixed deposit (CFD) is a type of term deposit that allows you to invest funds for a specified period at a predetermined interest rate. These deposits are provided by financial institutions and non-banking financial companies (NBFCs).
Commercial InsuranceSerM((
Commercial insurance, or business insurance, safeguards companies from financial losses arising from unforeseen incidents during regular operations, such as lawsuits, natural disasters, or accidents. Various types of commercial insurance are available, covering areas like property damage, legal liability, and employee-related risks, among others.
Businesses assess their commercial insurance requirements based on potential risks, which differ depending on the nature of the business and its operational environment. Explore the types of business insurance and the specific protections they offer.
Pet InsuranceSerM((
Pet insurance is a specialized insurance product designed to protect the health and well-being of various animals. Similar to health insurance for people, pet insurance provides financial support for pets when they require medical care or other services.
With annual expenses for pets rising—ranging from Rs. 10,000 to Rs. 54,000 for vaccinations, tick treatments, grooming, and more—being a pet parent can be costly. Veterinary fees, as well as medical and surgical costs, are often the most significant expenses when a pet needs treatment. A pet insurance policy ensures that your pet receives the best possible medical and legal assistance during unexpected situations, giving you peace of mind.
Bite-Sized InsuranceSerM((
Bite-sized insurance, or sachet insurance, refers to a type of policy that provides limited coverage tailored to specific needs at a more affordable cost compared to traditional insurance plans. These policies cater to various situations, such as travel, theft, home appliances, and fitness, offering targeted protection without the higher expense of comprehensive plans.
Individuals looking for insurance are often encouraged to opt for comprehensive coverage, applicable across various sectors like car insurance and health insurance. But what if there were non-comprehensive policies that could still be beneficial? Such policies do exist and are known as bite-sized insurance, sachet insurance, or small-ticket insurance. These offer targeted coverage for specific needs at a lower cost while maintaining practicality and usefulness.
Mutual Funds & ETFss
Mutual funds and ETFs can hold diverse portfolios of assets, including stocks, bonds, or commodities, and are subject to the same regulatory guidelines regarding permissible holdings.
Sovereign Gold Bond
Sovereign Gold Bonds (SGBs) are government-backed securities measured in grams of gold, serving as an alternative to owning physical gold. Investors pay the issue price in cash, and upon maturity, the bonds are also redeemed in cash. These bonds are issued by the Reserve Bank of India on behalf of the Government of India.
Motor Insurance
Vehicle insurance, or motor insurance, is designed for cars, two-wheelers, and other road vehicles. A motor package policy provides coverage for the insured vehicle, protecting it against damages resulting from accidents and natural disasters.
Beyond covering damage to the insured vehicle, motor insurance also includes mandatory third-party liability coverage.
In summary, comprehensive vehicle insurance ensures peace of mind by reducing repair costs and helping you stay compliant with legal requirements while driving.
General insurance
General insurance, also known as non-life insurance, encompasses policies like automobile and homeowners insurance, which provide payouts based on losses from specific financial events. Generally, it refers to all types of insurance that do not fall under life insurance.
Equities Trading
Equity trading, or stock trading, involves buying and selling shares in the market through a registered trading account. To grasp equity trading, it’s essential to understand equities, which represent ownership stakes in a company. Shares of publicly listed companies trade openly on exchanges like the NSE and BSE, with the BSE hosting over 4,700 listed equities today. Terms such as equity, stock, and share are often used interchangeably, all referring to this ownership stake.
Travel Insurance
Travel insurance is designed to cover unexpected losses incurred during travel, whether international or domestic. Basic travel insurance policies usually provide coverage for emergency medical expenses abroad. In contrast, comprehensive policies offer broader protection, covering trip cancellations, lost luggage, flight delays, public liability, and other associated costs.
08 +
Years
Experience
We focus on customers benefit
Insurance policies like ULIPs give you investment opportunities and help you fulfil your essential financial goals.
- We can save your money.
- Policy contract between the insurer and the policyholder.
- Our life insurance is flexible.
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